The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content How Stocks Work Understanding how a stock works is key to understanding your investments. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. A Decision Not Made Is Still a Decision Investors who put off important investment decisions may face potential consequence to their future financial security.